Shift logo
Credit and payments for business

Providing Australian business with products to trade, pay and access funds

Brokers
with SME clients

Whether it’s managing day-to-day expenses or purchasing equipment, Shift partners with brokers to meet current and future business needs.

Suppliers
with business customers

With Shift Trade, suppliers can minimise credit and payment risk, optimise order management processes and grow sales.

Businesses
needing finance

With a range of working capital, equipment and trade products you can have more control over accessing funds to operate and grow.

Products made for business

Business
Overdraft

Cash flow management

Seamlessly links to your business transaction account so you can transfer funds anytime, anywhere.

Equipment
Line

Equipment and fitouts

One account to pay for equipment and fitout purchases in instalments. New or second-hand.

Asset
Finance

Business assets

Purchase assets - such as equipment, vehicles, or machinery - without paying the full cost upfront.

Trade
Account

Invoice payments

Pay your business invoices for materials, stock and services, choosing repayments that suit you.

Their stories

  • The Confectionist

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    Based in Melbourne, The Confectionist was introduced to Shift by Josh Rayson at Corporate Finance. Josh has been working with Shift since 2019.

    The Confectionist used Shift’s Equipment Line to fund and fitout their first location in Altona, enabling them to grow and expand their business.

    The Confectionist currently has three stores and are looking to open a fourth to spread even more biscuit magic around Melbourne.

  • American
    Doughnut Kitchen

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    Since 1950, the American Donut Kitchen (ADK) has been providing a friendly service alongside the freshest hot jam donuts. An icon in Melbourne, they’re growing to be one of Australia’s most loved, recognised and nostalgic food truck experiences.

    The American Donut Kitchen used Shift’s Equipment Line to fund the fitout of their new store opening in Prahran Market, allowing them to expand their business while preserving their cash.

Supporting the growth aspirations of

more than 25,000 Australian businesses

Shift’s range of credit and payment products enable businesses to take control of their cash flow, purchase assets, streamline trade terms and choose the right financial products for their ever-changing needs. As dedicated business specialists, Shift provides financial certainty to businesses so they can operate and grow.